All numbers provided by this debt settlement calculator are estimates and should be used for informational purposes only. Estimates of total cost and savings are examples of past performance and do not guarantee future results. Savings are based upon balance owed at the time of settlement and may exclude fees for services rendered. Individual results may vary and are dependent on factors such as successful program completion, creditor cooperation and ability to save funds. Not all clients successfully complete the program. Attorneys for Consumers does not assume or pay any debt and the program may not available in all states. Debt settlement may negatively impact credit ratings. Nonpayment of debt may increase interest or fees and cause collection activity including possible litigation. Read and understand contract terms before enrolling.